Federal & State Specific Pension Training
These pension systems are designed to cater to the retirement, disability, and death benefit needs of public employees in their respective states. Each state's system may have various retirement plans and options, detailed information about which can be obtained through their official websites.
Alabama Pension Training
- Retirement Systems of Alabama (RSA)
- Overview: RSA administers pension funds primarily for state employees, teachers, and public employees of the state of Alabama.
Website: RSA
Arkansas Pension Training
- Arkansas Public Employees Retirement System (APERS)
- Overview: APERS serves state employees, county and municipal employees, and public school employees.
- Website: APERS
California Pension Training
- California Public Employees' Retirement System (CalPERS)
- Overview: CalPERS is for California state, public school, and local public agency employees.
- Website: CalPERS
- California State Teachers' Retirement System (CalSTRS)
- Overview: CalSTRS provides retirement, disability, and survivor benefits for full-time and part-time California public school educators.
- Website: CalSTRS
Colorado Pension Training
- Colorado Public Employees' Retirement Association (PERA)
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- Overview: PERA provides retirement and other benefits to employees of more than 500 government agencies and public entities in Colorado.
- Website:Colorado PERA
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Connecticut Pension Training
- Connecticut Retirement Plans and Trust Funds (CRPTF)
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- Overview: CRPTF is responsible for the retirement benefits of state employees, teachers, and some municipal employees.
- Website: CRPTF
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District of Columbia (Washington D.C.) Pension Training
- District of Columbia Retirement Board (DCRB)
- Overview: DCRB handles retirement benefits for DC teachers, police officers, firefighters, and judges.
- Website: DCRB
District of Columbia (Washington D.C.) Pension Training
- District of Columbia Retirement Board (DCRB)
- Overview: DCRB handles retirement benefits for DC teachers, police officers, firefighters, and judges.
- Website: DCRB
Florida Pension Training
All resources for the Florida state pension system can be found here. This link is comprehensive.
This Link goes to the FAQ relating to FRS. This should answer 99% of FRS related questions.
Resources for individual employer plans, such as supplemental provider plans can be found by clicking on the links below.
Florida International University
- Florida Retirement System (FRS)
- Overview: FRS provides retirement, disability or death benefits to its members, which include employees of the state of Florida, its counties, school districts, universities, and community colleges.
- Website: FRS
Georgia Pension Training
- Teachers Retirement System of Georgia (TRS)
- Overview: TRS provides benefits to public school educators, university and college faculty, and other educational employees.
- Website: TRS
- Employees' Retirement System of Georgia (ERS)
- Overview: ERS covers state employees, offering various plans including a defined benefit plan, life insurance, and disability income.
- Website: ERS
Illinois Pension Training
- Illinois Teachers' Retirement System (TRS)
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- Overview: TRS manages retirement, disability, and survivor benefits for Illinois public school teachers outside of the City of Chicago.
- Website: TRS
- Illinois State Employees' Retirement System (SERS)
- Overview: SERS is for state employees, offering retirement, disability, and survivor benefits.
- Website: SERS
Indiana Pension Training
- Indiana Public Retirement System (INPRS)
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- Overview: INPRS includes several funds, covering public employees, teachers, policemen, and firefighters.
- Website: INPRS
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Iowa Pension Training
- Iowa Public Employees' Retirement System (IPERS)
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- Overview: IPERS provides benefits including retirement, disability, and death benefits to public employees.
- Website: IPERS
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Kansas Pension Training
- Kansas Public Employees Retirement System (KPERS)
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- Overview: KPERS serves state and local public employees, offering retirement, disability, and death benefits.
- Website: KPERS
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Kentucky Pension Training
- Kentucky Retirement Systems (KRS)
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- Overview: KRS manages funds for state and county employees, including retirement, disability, and medical benefits.
- Website: KRS
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Louisiana Pension Training
- Teachers' Retirement System of Louisiana (TRSL)
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- Overview: TRSL provides retirement benefits for public school teachers and certain higher education employees.
- Website: TRSL
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- Louisiana State Employees' Retirement System (LASERS)
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- Overview: LASERS offers retirement, disability, and survivor benefits to state employees.
- Website: LASERS
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Maryland Pension Training
- Maryland State Retirement and Pension System
- Overview: This system covers state employees, teachers, police, firefighters, judges, and legislators, providing retirement, disability, and death benefits.
- Website: Maryland Pensions
Massachusetts Pension Training
- Massachusetts State Employees' Retirement System (MSERS)
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- Overview: MSERS is for state employees and provides retirement, disability, and survivor benefits.
- Website: MSERS
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- Massachusetts Teachers' Retirement System (MTRS)
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- Overview: MTRS offers retirement, disability, and survivor benefits for public school teachers and administrators.
- Website: MTRS
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Michigan Pension Training
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- Michigan Public School Employees Retirement System (MPSERS)
- Overview: MPSERS provides pension, health, and other benefits to public school employees in Michigan.
- Website: MPSERS
- Michigan State Employees' Retirement System (MSERS)
- Overview: MSERS is for state employees and covers retirement, survivor, and disability benefits.
- Website MSERS
- Michigan Public School Employees Retirement System (MPSERS)
Minnesota Pension Training
- Minnesota State Retirement System (MSRS)
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- Overview: MSRS provides retirement plans for state employees, judges, legislators, and other public employees.
- Website: MSRS
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- Minnesota Public Employees Retirement Association (PERA)
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- Overview: PERA covers local government employees, police officers, firefighters, and other public service workers.
- Website: PERA
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Mississippi Pension Training
- Public Employees' Retirement System of Mississippi (PERS)
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- Overview: PERS administers retirement benefits for state, school, and municipal employees.
- Website: PERS
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Missouri Pension Training
- Missouri State Employees' Retirement System (MOSERS)
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- Overview: MOSERS provides comprehensive retirement, life insurance, and long-term disability benefits for Missouri's state employees.
- Website: MOSERS
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- Public School and Education Employee Retirement Systems of Missouri (PSRS/PEERS)
- Overview: PSRS and PEERS offer pension benefits to public school teachers and other education employees.
- Website: PSRS/PEERS
Nebraska Pension Training
- Nebraska Public Employees Retirement Systems (NPERS)
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- Overview: NPERS manages several retirement plans for state and county employees, school employees, judges, and patrol members.
- Website: NPERS
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Nevada Pension Training
- Public Employees' Retirement System of Nevada (PERS)
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- Overview: PERS provides retirement and other benefits to Nevada's public employees, including state workers, school employees, and local government workers.
- Website: NVPERS
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New Jersey Pension Training
- New Jersey Division of Pensions & Benefits
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- Overview: This division manages several pension funds for state and local government employees, teachers, police, firefighters, and state judges.
- Website: NJ Pensions
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New York Pension Training
- New York State and Local Retirement System (NYSLRS)
- Overview: NYSLRS covers state and local government employees in New York, offering retirement, disability, and death benefits.
- Website: NYSLRS
- New York State Teachers' Retirement System (NYSTRS)
- Overview: NYSTRS provides benefits for public school teachers and administrators, excluding New York City.
- Website: NYSTRS
North Carolina Pension Training
- North Carolina Retirement Systems (NCRS)
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- Overview: NCRS serves state employees, teachers, firefighters, police officers, and other public workers, offering retirement and ancillary benefit plans.
- Website: NCRS
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Ohio Pension Training
OPERS: Watch the this playlist to get a good foundation.
Here is the OPERS main page. This is comprehensive and 99% of all questions can be answered here.
If you prefer to print and read the documents, you can download them below.
STRS:
Watch all these videos for basic concepts and calculations.
Here are all the STRS resources you will need.
If you prefer to print and read the manual, the downloads are available below.
Ohio State University:
The link below has ALL of the information you need to help Ohio State employees with their pension and retirement.
In addition to the pension (STRS or OPERS) they will have 403b/457 and other options. That information is found by clicking below
https://hr.osu.edu/benefits/retirement/
- Ohio Public Employees Retirement System (OPERS)
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- Overview: OPERS offers retirement, disability, and survivor benefits to Ohio's public employees.
- Website: OPERS
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- State Teachers Retirement System of Ohio (STRS Ohio)
- Overview: STRS Ohio provides retirement, disability, and survivor benefits for Ohio's public school teachers.
- Website: STRS Ohio
Oklahoma Pension Training
- Oklahoma Public Employees Retirement System (OPERS)
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- Overview: OPERS serves state, county, and local government employees, providing retirement, survivor, and disability benefits.
- Website: OPERS
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- Oklahoma Teachers' Retirement System (OTRS)
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- Overview: OTRS provides retirement benefits to public school teachers, college, and university professors.
- Website: OTRS
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Pennsylvania Pension Training
- Pennsylvania State Employees' Retirement System (SERS)
- Overview: SERS covers state employees with retirement, death, and disability benefits.
- Website: SERS
- Pennsylvania Public School Employees' Retirement System (PSERS)
- Overview: PSERS provides retirement, death, and disability benefits to public school employees.
- Website: PSERS
South Carolina Pension Training
- South Carolina Retirement System (SCRS)
- Overview: SCRS offers retirement benefits to state, school, and local government employees.
- Website: SCRS
Tennessee Pension Training
- Tennessee Consolidated Retirement System (TCRS)
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- Overview: TCRS provides retirement benefits for state employees, teachers, and employees of participating local government entities.
- Website: TCRS
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Texas Pension Training
Here are some links that will help you with the basics of the TRS system
This is a TRS playlist that is informative
This is a link to the Texas ERS master page
Below are links to the individual employer retirement plans. You should bookmark these and be familiar with them.
UT Dallas UT Houston UT Austin UT Arlington Texas State University Texas A&M- Teacher Retirement System of Texas (TRS)
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- Overview: TRS provides retirement and related benefits for those employed by the public schools, colleges, and universities supported by the State of Texas.
- Website: TRS
- Employees Retirement System of Texas (ERS)
- Overview: ERS administers retirement, health, and other insurance benefits for employees of the State of Texas.
- Website: ERS
Virginia Pension Training
- Virginia Retirement System (VRS)
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- Overview: VRS administers pension plans, retirement savings programs, and other benefit programs for Virginia's public sector employees.
- Website VRS
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Washington Pension Training
- Washington State Department of Retirement Systems (DRS)
- Overview: DRS manages several retirement plans for public employees, teachers, law enforcement officers, and firefighters.
- Website: DRS
West Virginia Pension Training
- West Virginia Public Employees Retirement System (WVPERS)
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- Overview: WVPERS provides retirement benefits to state workers, teachers, and public servants.
- Website WVPERS
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Wisconsin Pension Training
- Wisconsin Retirement System (WRS)
- Overview: WRS provides retirement benefits to most public employees in Wisconsin, including state and local government workers and teachers.
- Website: WRS
Wyoming Pension Training
- Wyoming Retirement System (WRS)
- Overview: WRS administers retirement and other benefit plans for state and local government employees in Wyoming.
- Website: WRS
Federal Pension Training
Here's a great link for FERS: https://www.opm.gov/retirement-center/fers-information/
Below is an interview with R.B. who has been on the Federal program for 9+ months and has seen great success with the program covering some of the objections, how to handle those, what works for him and more.